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Wisconsin Cheese Makers' Association / Proceedings of the Wisconsin Cheese Makers' Association forty-third annual convention November 14, 15, 1934 assembled in the Eagles Auditorium Sheboygan, Wisconsin

Phillips, C. A.
The California cheese industry. How makers are paid,   pp. 49-52 PDF (919.8 KB)

Page 49

the history and origin of other class mutuals, such as The Lumber-
men's Mutual, The Canners Exchange. Study the origin of those great
insurance organizations and you will find they were created years ago
by the very same conditions that now prevail in the cheese industry.
Losses were high, rates were high and nobody wanted the business.
Then the trouble was in those industries the same as the trouble is
today in this industry, that no individual had enough of that business
so that he would take an interest in it.
Who is writing the business today in the cheese industry? There is
nobody except the local agents of the old line companies who have a
few factories each. There is nobody except the farm mutuals who
have a few factories in their localities. There is nobody except the
general writing companies who have a few factories each. Nobody
in particular is writing your insurance. Nobody has enough volume so
that they can spend money in servicing it and preventing fires to
bring down your cost. No one cares about it, and when your business
burns you get.a bad reputation.
Now gentlemen, the only thing that the cheese makers mutual is, is
a method. It is a method of accumulating a safe volume of this busi-
ness into one place so that the management can take an interest in it
and can spend money in eliminating hazards and avoiding fires. It is
a sound business and a highly specialized business and it will accom-
plish its purpose just as surely in the cheese industry as it has in the
other industries. This mutual has been made possible by the highly
organized condition of the industry. It has been given to you by the
activity of this year's officers of your association. Give them credit
for it. Thank you.
PSEOIDENT WHITING: We will have to have ten minutes each for
our last three speakers because we must be ready for this parade.
The next we have on our program is "The California Cheese Industry.
How Makers are Paid" by Prof. C. A. Phillips of the University of
California. I take great pleasure in introducing to you Prof. C. A.
Mr. Chairman, Ladies and Gentlemen: My family and I were for-
tunate enough to obtain a year's leave from our work in California
and travel during the summer to the eastern coast, before coming back
to Wisconsin to spend several months. We arrived in the northwestern
county of the State of Connecticut the day they were having a Farm
Bureau picnic. The principal address of the day was given by Gover-
nor Ross of that state, formerly a professor of Yale University. He
had visited California during the previous summer and in the address
compared the parched condition of California lands and the dry
streams to the beautiful green hillsides of Litchfield County of Con-

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